Fundbox diversity lending program logo

Diversity Lender

Fundbox

Online Lender · Nationwide

Business Line of Credit

Loan Amount

$1K - $150K

Rate

4.66% - 8.99% (12-week)

Advertiser disclosure: SupplierDiversity.com may earn a commission when you apply through links on this page. Our directory listings, rankings, and editorial coverage are independent of any commission relationship. See our editorial standards.

Program overview

How Fundbox's diversity lending program works.

Fintech providing short-term financing with relaxed borrower requirements. Easier for new businesses and applicants with subprime credit scores. Minimum 600 credit score.

Underwriting requirements

Minimums Fundbox sets at application.

600+ credit score, $100K+ annual revenue, 6+ months in business

Before you borrow

Diversity lenders verify certification at underwriting.

Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.