OnDeck diversity lending program logo

Diversity Lender

OnDeck

Online Lender · Nationwide

Small Business Loans

Loan Amount

$5K - $250K

Rate

Starting at 29.9% APR

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Program overview

How OnDeck's diversity lending program works.

Leading online lender offering term loans, lines of credit, and equipment financing with quick approval and funding.

Underwriting requirements

Minimums OnDeck sets at application.

625+ credit score, $100K+ annual revenue, 12+ months in business

Before you borrow

Diversity lenders verify certification at underwriting.

Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.