PNW
Personal Net Worth
Compliance & LegalDefinition
The total value of an individual's assets minus liabilities, used to determine economic disadvantage.
More Information
Personal net worth thresholds are used to qualify for programs like 8(a), EDWOSB, and DBE. The 8(a) program threshold is $850,000 (excluding equity in the business and primary residence). For DBE, the threshold is $1.32 million. Exceeding PNW limits can result in loss of certification.
Example
An 8(a) applicant calculates personal net worth including real estate, investments, and retirement accounts to ensure eligibility.