Equipment Financing for Veteran-Owned Businesses: SBA 504, 7(a), and What VetCert Changes
Two SBA programs cover equipment purchases, and only one of them gives veteran-owned businesses a real financial edge. Here's which is which.
The Journal
Working coverage of certifications, corporate procurement, federal contracting, financing, and the operators making each work for diverse-owned businesses. Every piece checked against primary sources.
Find my certifications →Two SBA programs cover equipment purchases, and only one of them gives veteran-owned businesses a real financial edge. Here's which is which.
The SBA microloan program was built for exactly the businesses that get turned down everywhere else: too new, too small, not enough …
Certification doesn't touch your business credit score, and nobody checks your PAYDEX when they verify WOSB status. Here's what each one actually …
SBA guarantees a bigger share of your bond if you're 8(a) certified. Here's the 90% vs 80% split, the fees, and how …
Federal certifications are free but take 3–18 months; private certifications cost $270–$1,700 and process in 60–120 days. Here's the full breakdown before …
Cleveland Clinic alone spends $14B+ annually and has an active supplier diversity program. Ohio's EDGE certification and the city's M/WBE program are …
Washington, D.C. runs vendor registration through OCP eSourcing and local certification through DSLBD's Certified Business Enterprise program. Here is exactly where to …
UT Austin doesn't run a bid list, so there's no single 'register here' button. The real entry points are the state CMBL, …
UPMC runs a certification-gated supplier portal and reports 6.7-7% diverse sourceable spend, far above the healthcare average. Here is how registration actually …
The University of Wisconsin System runs procurement for 13 universities through ShopUW+, a Jaggaer supplier portal. Registration there plus a VendorNet listing …
UW requires a current supplier registration on file before it can pay you, and the full onboarding can run from 1-2 weeks …
Penn registers suppliers through the Jaggaer-powered Penn Marketplace portal, not a public bid board. Here's how to get an invitation, what the …
The University of Minnesota spent over $54.3 million with diverse suppliers in FY24, up from $50.5 million the year before. Registration runs …
U-M runs purchasing through Procurement Services and registers suppliers in its MConnect system. The university tracks minority-, women-, veteran-, and small-business suppliers …
The University of Illinois System buys through the state's higher-ed procurement rules, not a private vendor portal. Registration runs through the Illinois …
UF won't add you as a supplier until a department agrees to buy from you. Here's how the myUFL Supplier Portal registration …
UCLA onboards suppliers through PaymentWorks, joins small businesses to a dedicated list via SupplierDiversity@finance.ucla.edu, and routes contracts over $100,000 through the UC …
UC Berkeley buys through the UC systemwide platforms CalUsource and SupplierOne, not a standalone Berkeley portal. Here is how registration, the Small …
Trinity Health runs one of the largest Catholic health systems in the country, and it sources suppliers through a STARS SMP portal …
Tucson runs its solicitations through a free OpenGov e-procurement portal and certifies local small firms through its own SBE and DBE programs, …
Tampa runs vendor registration and solicitations through the OpenGov eProcurement portal, and its Equal Business Opportunity office certifies WMBE and SLBE firms …
Seattle retired its old Online Business Directory in August 2024 and moved registration to an OpenGov portal. Here is how to register, …
San Jose runs vendor notifications through Biddingo and rewards local and small firms with a price and evaluation preference under Ordinance 27136. …
San Francisco runs its buying through one supplier portal (SF City Partner) and gives certified local firms a 10% scoring edge on …
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