JPMorgan Chase diversity lending program logo

Diversity Lender

JPMorgan Chase

Traditional Bank · Nationwide

$30 Billion Racial Equity Commitment

Loan Amount

Varies

Rate

Market rates

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Program overview

How JPMorgan Chase's diversity lending program works.

Part of JPMorgan Chase's $30 billion racial equity commitment. Invested $100 million into Black, Hispanic, and Latino owned institutions and committed $350 million to grow diverse-owned small businesses.

Certifications accepted

Which certifications qualify a business for this program.

JPMorgan Chase's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.

Underwriting requirements

Minimums JPMorgan Chase sets at application.

Black, Latino, and women-owned small businesses

What else this certification opens

Corporate buyers that accept the same certifications.

The certifications JPMorgan Chase accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.

View all corporate programs →

Before you borrow

Diversity lenders verify certification at underwriting.

Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.