Diversity Lender
JPMorgan Chase
$30 Billion Racial Equity Commitment
Loan Amount
Varies
Rate
Market rates
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Program overview
How JPMorgan Chase's diversity lending program works.
Part of JPMorgan Chase's $30 billion racial equity commitment. Invested $100 million into Black, Hispanic, and Latino owned institutions and committed $350 million to grow diverse-owned small businesses.
Certifications accepted
Which certifications qualify a business for this program.
JPMorgan Chase's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.
Underwriting requirements
Minimums JPMorgan Chase sets at application.
Black, Latino, and women-owned small businesses
What else this certification opens
Corporate buyers that accept the same certifications.
The certifications JPMorgan Chase accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.
Compare other lenders
Adjacent diversity lending programs.
Before you borrow
Diversity lenders verify certification at underwriting.
Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.