Program overview
How Live Oak Bank's diversity lending program works.
Nation's #1 SBA 7(a) lender by dollar amount, approving more than $2.8 billion in 7(a) loans in FY 2025. Specializes in veteran financing and industry-specific lending.
Certifications accepted
Which certifications qualify a business for this program.
Live Oak Bank's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.
Underwriting requirements
Minimums Live Oak Bank sets at application.
Small businesses meeting SBA size standards. Special programs for veterans.
What else this certification opens
Corporate buyers that accept the same certifications.
The certifications Live Oak Bank accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.
