Diversity Lender
Alternatives Federal Credit Union
Small Business Lending
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Program overview
How Alternatives Federal Credit Union's diversity lending program works.
Alternatives FCU is a community development credit union providing affordable loans to underserved entrepreneurs in New York.
Certifications accepted
Which certifications qualify a business for this program.
Alternatives Federal Credit Union's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.
Underwriting requirements
Minimums Alternatives Federal Credit Union sets at application.
Small businesses in the Finger Lakes region of New York.
What else this certification opens
Corporate buyers that accept the same certifications.
The certifications Alternatives Federal Credit Union accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.
Compare other lenders
Adjacent diversity lending programs.
Before you borrow
Diversity lenders verify certification at underwriting.
Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.