Diversity Lender
Liberty Bank and Trust
Business Banking
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Program overview
How Liberty Bank and Trust's diversity lending program works.
Liberty Bank and Trust is the largest Black-owned bank in the South, providing business loans and services to minority communities.
Certifications accepted
Which certifications qualify a business for this program.
Liberty Bank and Trust's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.
Underwriting requirements
Minimums Liberty Bank and Trust sets at application.
Small businesses in the South and Midwest, with emphasis on minority-owned enterprises.
What else this certification opens
Corporate buyers that accept the same certifications.
The certifications Liberty Bank and Trust accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.
Compare other lenders
Adjacent diversity lending programs.
Before you borrow
Diversity lenders verify certification at underwriting.
Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.