Program overview
How OneUnited Bank's diversity lending program works.
OneUnited Bank is the largest Black-owned bank in America, providing business loans to minority entrepreneurs nationwide.
Certifications accepted
Which certifications qualify a business for this program.
OneUnited Bank's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.
Underwriting requirements
Minimums OneUnited Bank sets at application.
Small businesses nationwide, with focus on minority-owned enterprises in urban communities.
What else this certification opens
Corporate buyers that accept the same certifications.
The certifications OneUnited Bank accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.