Compliance & Legal

Personal Net Worth (PNW)

The total value of an individual's assets minus liabilities, used to determine economic disadvantage.

In context

How Personal Net Worth works in supplier diversity

Personal net worth thresholds are used to qualify for programs like 8(a), EDWOSB, and DBE. The 8(a) program threshold is $850,000 (excluding equity in the business and primary residence). For DBE, the threshold is $1.32 million. Exceeding PNW limits can result in loss of certification.

Example

Real-world example

The certification quiz checks your business against every certification we track. The result is a ranked list with the buyers each one opens. Or open the certification reference for the full guides.