Diversity Lender
Citi
Small Business Diversity Lending Program
Loan Amount
$10K - $500K
Rate
Competitive rates
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Program overview
How Citi's diversity lending program works.
Helps minority-, women-, and veteran-owned businesses access funding through long-term business loans or flexible lines of credit. Physical branches available for in-person applications.
Certifications accepted
Which certifications qualify a business for this program.
Citi's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.
Underwriting requirements
Minimums Citi sets at application.
Minority, women, or veteran-owned businesses
What else this certification opens
Corporate buyers that accept the same certifications.
The certifications Citi accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.
Compare other lenders
Adjacent diversity lending programs.
Before you borrow
Diversity lenders verify certification at underwriting.
Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.