Fundera by NerdWallet diversity lending program logo

Diversity Lender

Fundera by NerdWallet

Online Lender · Nationwide

Small Business Loan Marketplace

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Program overview

How Fundera by NerdWallet's diversity lending program works.

Fundera connects small businesses with lenders offering competitive rates, with resources specifically for minority and women-owned businesses.

Certifications accepted

Which certifications qualify a business for this program.

Fundera by NerdWallet's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.

Underwriting requirements

Minimums Fundera by NerdWallet sets at application.

Small businesses with at least 6 months in business and $50K+ annual revenue.

What else this certification opens

Corporate buyers that accept the same certifications.

The certifications Fundera by NerdWallet accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.

View all corporate programs →

Before you borrow

Diversity lenders verify certification at underwriting.

Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.