Program overview
How Kiva U.S.'s diversity lending program works.
Global nonprofit providing crowdfunded microloans at 0% interest with no fees. 80%+ of loans go to underserved communities including women and minorities. 96.4% repayment rate.
Certifications accepted
Which certifications qualify a business for this program.
Kiva U.S.'s diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.
Underwriting requirements
Minimums Kiva U.S. sets at application.
No minimum credit score. Character-based lending. Must crowdfund from network first.
What else this certification opens
Corporate buyers that accept the same certifications.
The certifications Kiva U.S. accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.
