Diversity Lender
SBA Microloan Program
SBA Microloans
Loan Amount
Up to $50K
Rate
8% - 13%
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Program overview
How SBA Microloan Program's diversity lending program works.
SBA program aimed at assisting women, low-income, veteran, and minority entrepreneurs. Offers affordable interest rates and lenient eligibility requirements.
Certifications accepted
Which certifications qualify a business for this program.
SBA Microloan Program's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.
Underwriting requirements
Minimums SBA Microloan Program sets at application.
Women, low-income, veteran, and minority entrepreneurs. New businesses eligible.
What else this certification opens
Corporate buyers that accept the same certifications.
The certifications SBA Microloan Program accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.
Compare other lenders
Adjacent diversity lending programs.
Before you borrow
Diversity lenders verify certification at underwriting.
Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.