Diversity Lender
USDA Business & Industry Loans
B&I Loan Guarantees
Advertiser disclosure: SupplierDiversity.com may earn a commission when you apply through links on this page. Our directory listings, rankings, and editorial coverage are independent of any commission relationship. See our editorial standards.
Program overview
How USDA Business & Industry Loans's diversity lending program works.
USDA Business & Industry loans support rural businesses, including minority and women-owned enterprises in rural communities.
Certifications accepted
Which certifications qualify a business for this program.
USDA Business & Industry Loans's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.
Underwriting requirements
Minimums USDA Business & Industry Loans sets at application.
For-profit businesses in rural areas (populations under 50,000).
What else this certification opens
Corporate buyers that accept the same certifications.
The certifications USDA Business & Industry Loans accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.
Compare other lenders
Adjacent diversity lending programs.
Before you borrow
Diversity lenders verify certification at underwriting.
Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.