Credibly diversity lending program logo

Diversity Lender

Credibly

Online Lender · Nationwide

Minority & Women Business Loans

Loan Amount

$5K - $400K

Rate

Factor rates from 1.09

Program overview

How Credibly's diversity lending program works.

Small business lending platform focused on providing capital access for minority-owned and women-owned businesses. Uses holistic underwriting approach with traditional and alternative data.

Certifications accepted

Which certifications qualify a business for this program.

Credibly's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.

Underwriting requirements

Minimums Credibly sets at application.

Focus on minority and women-owned businesses. Alternative data considered.

What else this certification opens

Corporate buyers that accept the same certifications.

The certifications Credibly accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.

View all corporate programs →

Before you borrow

Diversity lenders verify certification at underwriting.

Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.