Diversity Lender
Kabbage (American Express)
Small Business Funding
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Program overview
How Kabbage (American Express)'s diversity lending program works.
Kabbage, now part of American Express, provides fast and flexible business lines of credit for small businesses.
Certifications accepted
Which certifications qualify a business for this program.
Kabbage (American Express)'s diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.
Underwriting requirements
Minimums Kabbage (American Express) sets at application.
Small businesses with at least 1 year in business and $50K+ annual revenue.
What else this certification opens
Corporate buyers that accept the same certifications.
The certifications Kabbage (American Express) accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.
Compare other lenders
Adjacent diversity lending programs.
Before you borrow
Diversity lenders verify certification at underwriting.
Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.