Diversity Lender
U.S. Bank
Business Diversity Lending Program
Loan Amount
Up to $2.5M
Rate
Competitive rates
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Program overview
How U.S. Bank's diversity lending program works.
Special purpose credit program under the Equal Credit Opportunity Act providing funding to businesses owned by people of color, women, and veterans. Offers traditional lines of credit, term loans, and commercial real estate loans.
Certifications accepted
Which certifications qualify a business for this program.
U.S. Bank's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.
Underwriting requirements
Minimums U.S. Bank sets at application.
Business must be at least 51% owned and operated by people of color, women, or veterans
What else this certification opens
Corporate buyers that accept the same certifications.
The certifications U.S. Bank accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.
Compare other lenders
Adjacent diversity lending programs.
Before you borrow
Diversity lenders verify certification at underwriting.
Almost every diversity lender requires an active diverse-business certification on file before approving a loan. The quiz checks which certifications you qualify for and matches them to the lenders that recognize each one, so you can sequence the certification first and the financing second instead of getting denied at underwriting.