Program overview
How U.S. Bank's diversity lending program works.
Special purpose credit program under the Equal Credit Opportunity Act providing funding to businesses owned by people of color, women, and veterans. Offers traditional lines of credit, term loans, and commercial real estate loans.
Certifications accepted
Which certifications qualify a business for this program.
U.S. Bank's diversity lending program is open to businesses holding any of the certifications below. Lenders verify the certification at underwriting, so the certificate needs to be active and in good standing at the time you apply.
Underwriting requirements
Minimums U.S. Bank sets at application.
Business must be at least 51% owned and operated by people of color, women, or veterans
What else this certification opens
Corporate buyers that accept the same certifications.
The certifications U.S. Bank accepts also unlock the corporate supplier diversity programs below. So the same certification that gets you working capital here can register you as a supplier with these companies.
